How it works?

There is always a way to get money quick

Step One:

Apply by filling the form

Select your loan amount and tenure. You will be directed to the application page where you will have to fill up the complete form with your personal details, employment details and contact details. You are also requested to please go through our Rates, Terms & Conditions before filling the Loan Form. Our Loan Manager would call you for CIBIL Check, (we would be using link of some associate for CIBIL check) you would need to share OTP for CIBIL check with our manager.If required, you may be asked to send your 6 month bank statement or any other document at our email id i.e. [email protected] .

being unsecured loan, you will be asked to provide co-applicant or/ guarantor  also.

Step Two:

Instant Approval
and Signing the Agreement

Once your application is approved you will be required to sign some documents. signing of documents can be either at our office at Rohini, New Delhi (in case of high emergency at your part for immediate transfer of funds) or our representative would visit your work place (Next day of approval) and get loan agreement signed.Signing the documents clears the way for transferring the loan amount to your bank account.

Step Three:

Receive your money in the most
convenient way in hours

Receive funds: It will take 60 minutes for the money to be credited to your bank account, depending on your bank. We normally process the applications in 30 minutes. After that it depends on how long bank transfers take. It normally takes a maximum of 24 hours for your money to reach your bank.

We believe in long term relationship and fully understand your urgent need for money
Shubh Labh offers simple and easy loan at very affordable Rate of Interest with a foremost objective to help you anyway.

PayDay is the right choice for you if:

you are 18 or older

The minimun age to use our service is 18.


ust be a current resident of the NCT of Delhi

you have a Bank Account

You need an active Indian bank account to allow the money to be transferred.

you are honest and trustworthy

You definitely have to be a nice person 🙂

you have a valid Address

You need to provide your address proof of Delhi NCR.

you have a regular income

You must have an income every month whether it be benefits or a job.